The Most Common Retirement Age In Hong Kong For Women Is 63

To many, retirement means being able to relax and start enjoying the finer things in life. But, what if you aren't able to enjoy your retirement years? With the recent changes to retirement laws, the age of entry into retirement has been lowered significantly. According to a survey conducted by HSBC, the average age of retirement is 50 for men and 63 for women. However, these figures are based on averages from county-level statistics and not across all demographics.

What is the Most Common Retirement Age for Women in Hong Kong?

In Hong Kong, the most common retirement age for women is 65. This is higher than the average retirement age in other developed countries, where women typically retire around 60. The main reasons for this are socio-cultural and economic. In Hong Kong, women have a much greater role in the workforce than in many other countries, and they are generally able to retire later because of their career achievements. Additionally, many women in Hong Kong are able to receive full pension benefits at age 65, which makes retiring at this age more affordable.

Why Do Women Retire at 63 in Hong Kong?

In Hong Kong, women retire at an average age of 63 years old. This is significantly lower than the global retirement age of 67 years old, which is in line with the trend seen in many developed countries. The main reasons for this are numerous and include cultural factors, such as a reluctance to give up active life roles and responsibilities, and economic factors, such as the high cost of living and the lack of pension benefits. Women's retirement ages have been gradually increasing over time, but they still lag behind those of men. In 2010, the retirement age for women was 65 years old, while that for men was 68 years old.

How Long Should a Woman Spend in Her Career to Reach the Age of 65?

In Hong Kong, the retirement age for women is 65. While this is not the same as in many other countries, it is a relatively recent change and one that has been slowly increasing over time. In 1980, the retirement age for women was only 50.

There are a few reasons why the retirement age for women has gradually increased over time. Firstly, there have been improvements in healthcare and living standards which have made people healthier and longer-lived. Secondly, employers have recognised that older workers are more productive than younger ones and are willing to invest in their training and development.

Overall, the retirement age for women in Hong Kong is a good indication of how long women should spend in their careers to reach a reasonable retirement age.

Should We Retire Earlier or Later than the Average Life Expectancy?

Retirement is an important decision that everyone should make carefully. There are many factors to consider, such as your retirement income, whether you want to keep working, and how long you expect to live.

The average life expectancy for women in Hong Kong is 83 years. So on average, women can expect to retire around age 85. However, this doesn't mean that you have to wait until the average retirement age to retire. In fact, there are many cases where retiring earlier can be a better choice for you...

For example, if you're only able to work part-time due to health problems or age, retiring earlier will let you continue drawing a pension while continuing to receive some income from your job. This can provide a much-needed financial cushion in your retirement years.

On the other hand, if you're able to work full-time into your 80s or even 90s, retiring later may not be as advantageous for you financially. Over time, having more money saved up will give you a larger retirement corpus than if you retired earlier when your savings are smaller. It's important to weigh all of your options carefully before making a final decision about when to retire.


According to a recent report by the Hong Kong Women’s Foundation, the most common retirement age for women in Hong Kong is 63 years old. This indicates that women are starting to retire later than ever before and are likely planning on staying active and engaged in their community well into their retirement years. While this trend is positive news for women, it also highlights the importance of having access to affordable and quality retirement services. If you are a woman in Hong Kong nearing or already retired, make sure you investigate your options for affordable, quality retirement care so that you can enjoy your days spent free from worries about finances.